DNA detects the business owners likely to sell their company within 18 to 24 months, before the deal becomes public. The platform combines company maturity, capital operations already filed in public registries and the ownership structure, then names the probable beneficiaries of the sale proceeds and flags which ones are already clients of the bank.
What the platform detects
Probability of sale within 18-24 months
A score per company, with the signals behind it: maturity, structure, recent operations, legal filings.
Capital operations already filed
Mergers, asset sales, transfers of control, including when the notice is filed under the counterparty and not under your client.
Cash-outs and beneficiaries
Who sold, who likely cashed in, and whether the bank already knows them. Sell-side shareholders and directors, named.
What the banker gets
- The watchlist of companies, sorted by horizon and by amount at stake
- For every cash-out, the likely beneficiaries with their ownership share
- A Client, Network or Untracked label on every beneficiary
- A prepared file with the argument: sale proceeds, taxable gain, deferrable tax
Out of 56 cash-outs detected since 2021, 11 beneficiaries were already clients and 7 reachable through the network.
Why timing decides everything
Wealth becomes liquid at the sale, and only once. Detecting it the day before means negotiating against a bank that has advised the buyer for six months. Detecting it eighteen months ahead means structuring the deal and capturing the proceeds.
Frequently asked questions about detecting business sales
How do you detect a business sale before it is published?
By reading the signals that precede the deal rather than the deal itself: the owner’s age and tenure, company maturity, the build-up of a holding company, a fund entering the cap table, share buy-backs. DNA combines these into an 18-to-24-month sale probability score, computed for every company in the portfolio and refreshed at each legal filing.
What is a cash-out, and why should a bank track it?
A cash-out is the moment a shareholder turns company shares into liquid assets: a sale, a merger, a disposal of business assets. It is the only moment when business wealth becomes investable financial wealth. A bank that learns about it after signing arrives after the one that advised the buyer.
Is the sale score deterministic?
Yes. Given the same signals, the score is the same, every time. Artificial intelligence plays no part in the calculation: it only writes the rationale of the file, once the priority is set. Every score opens onto the signals behind it, which makes it auditable and defensible before a regulator.
How long before signing should the bank act?
Eighteen months. At six months, the buyer’s bank is already advising the deal and the mandate is negotiated against it. At eighteen months the structure is not fixed yet: this is when the sale vehicle, the tax deferral and the destination of the proceeds are decided.
Last updated : 2026-08-25
Become an Augmented Private Bank today
Join 1,400 users who have transformed their client knowledge. Personalized demo on your real portfolio.