What the platform detects
Eligibility for the Dutreil pact
Companies inside the owner's age window with the required seniority, before the sale. The relief is prepared, never improvised.
Active split ownership
Bare owners and usufructuaries identified on the shares. The bare owner is the next generation: a client you do not have yet.
Latent inheritance
Situations where ownership has passed but the usufruct has not lapsed. The banking relationship is decided before the event.
What the banker gets
- Eligible companies, with the estimated transfer-tax relief
- People under active split ownership, and their exact role in the structure
- The family group mapped: who is a client, who is not
- The tax argument written out, ready to take to the client
Why timing decides everything
Attrition peaks at succession: more than one beneficiary in two changes institution at that moment. The relationship with the next generation is built before the event, not while the estate is being settled.
Become an Augmented Private Bank today
Join 1,400 users who have transformed their client knowledge. Personalized demo on your real portfolio.